Sue Baker Photo Sue Baker
Over 36 years
Texas Licensed Real Estate Broker
PHONE: 214.554.0006

EMAIL: SueBaker@CEDArealty.com

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Buying Your Home Buying a home can be a confusing experience for the first-time and even experienced buyer. This is why we try to make the experience as simple and streamlined as possible. Below are the simple steps to purchasing a home. Please feel free to reference back to these steps to get yourself comfortable with the buy process. Get Pre-Approved By A Lender The critical first step to buying a home is to meet with a qualified home lender and have them prepare a pre-approval for you. The lender can then access if you are qualified to purchase a home. The lender will look at credit score, debt to income ratio and other criteria to determine this. Once you have your pre-approval letter you are ready to begin your search. Get Representation This is where you hire us to represent you in your real estate transaction. It's important to hire a real estate professional to guide you through the real estate process. Best of all it's a free service to you. A REALTORS commission is paid for by the Seller. Needs + Wants Prior to beginning the search for your perfect home, we help define that perfect home just for you! We discuss your needs and wants and weigh each of these factors to simplify the search for your new home. Click through to home buyer preference sheet. Home Search We devise a home search strategy specific to your needs designed to make you a competitive shopper. We give you several easy-to-use tools and methods to search for your new home. In addition, we set up automated homes searches that continually inform you of the status of the current market through email. Negotiations This is the flagship of our value to you as a home buyer. We will help you thoroughly analyze the market so you can best determine a fair price for your new home. We will provide all of the necessary paperwork, plus guide you throughout the negotiations. Contract to Close Before we enter into a contract we must first come up with an offer price on the home of interest. This is determined by reviewing past sold homes and other criteria. When we submit the offer we will attach in the following order:
  • Cover sheet
  • Pre-Approval from lender
  • 1-4 Family Residential Offer/Or Condo
  • Third Party Financing Addendum
  • Copy of Option Fee (a negotiable amount usually $50-100) which will allow us to inspect the home (a negotiated period generally no longer than 10 days)
  • Copy of Earnest Fee which is like a deposit that is cashed in a third-party escrow account written to Title Company. This fee will show up as a credit to buyer at closing if you proceed with transaction. If you exceed option then back out of contract this fee will be retained by seller for buyer default.
Once a price is agreed upon we will be under contract and go through the following steps:
  • Deliver Option Fee to seller within 2 days
  • Deliver Earnest Fee to Title Company within 2 days
  • Get a Home Inspection to assure home is in good standing (we will provide list of inspectors for you). Write inspector check (fees vary).
  • Negotiate repairs if necessary
  • If seller is unwilling to negotiate or if you need to cancel contract do so now prior to ending of option period.
  • After option expires continue to get loan approval


Contact me today to learn why I was voted the 2016 Best Realtor® in Princeton, Texas.